Sbi vs Lic Housing finance which One to go for Home Loans?

Hi Sbi discontinues the teaser loans from May 1st.Now they only have 9.5% Floating Loan While Lic is offering 9.9% fixed for five years,then floating.Both have 0.5% processing fee.Sbi has daily reducing but lic has monthly reducing option.Which one should i go for.I heard there will be another review in may on interest rates and the inflation rates don't seem like falling soon.Considering my options,Which one should i go for..? Thanks in advance.